Effective Date: September 29, 2026
Last Updated: September 29, 2026

These Terms & Conditions govern your use of vishnudoerga.com, the official website of Dr. Vishnu Doerga.

By accessing or using this website, you agree to these Terms & Conditions.

Website Purpose

This website provides information relating to Dr. Vishnu Doerga, BANKABLE, speaking engagements, business education, resources, programmes, events, thought leadership, and related services.

Website content is provided for general informational and educational purposes.

No Professional Advice

Content available on this website, including articles, videos, frameworks, assessments, tools, downloads, presentations, and BANKABLE resources, is intended for educational purposes.

Nothing on this website should be interpreted as individualized legal, accounting, tax, investment, financial, or other regulated professional advice.

Business circumstances vary, and users remain responsible for obtaining appropriate professional advice before making significant business, financial, legal, or investment decisions.

Intellectual Property

Unless otherwise stated, content available on this website is owned by or licensed to Dr. Vishnu Doerga and/or the applicable affiliated organization.

This may include:

• BANKABLE branding
• Written content
• Frameworks
• Diagrams
• Videos
• Photographs
• Graphics
• Presentations
• Training materials
• Assessments
• Worksheets
• Scorecards
• Downloadable resources
• Logos and trademarks

You may view and use website content for personal or internal business learning.

You may not reproduce, republish, sell, distribute, modify, commercially exploit, or present protected website materials as your own without prior written permission.

BANKABLE Materials

BANKABLE frameworks, assessments, scorecards, tools, resources, training materials, and related intellectual property are provided for the purpose specified when access is granted.

Receiving or downloading a resource does not transfer ownership of the underlying intellectual property.

Unauthorized resale, reproduction, commercial distribution, or delivery of these materials as training content is prohibited unless written permission has been granted.

Accuracy of Information

We aim to provide useful and accurate information.

Business conditions, regulations, programmes, availability, pricing, events, resources, and other information may change over time.

We reserve the right to update, correct, revise, or remove website content when appropriate.

Speaking and Business Enquiries

Submitting an enquiry through this website does not create a contract, confirm availability, reserve a speaking date, or guarantee acceptance of an engagement.

A booking is considered confirmed only after the relevant parties agree to the applicable scope, fees, terms, and documentation.

Third-Party Links

This website may contain links to external services for books, payments, registrations, scheduling, social media, events, resources, or other purposes.

Third-party services operate according to their own terms and policies.

We are not responsible for the content, security, availability, or practices of independently operated third-party websites.

Limitation of Liability

To the extent permitted by applicable law, Dr. Vishnu Doerga and the website team will not be liable for losses arising solely from reliance on general website content or from the use or inability to use this website.

Users remain responsible for evaluating information and determining whether it is appropriate for their individual or business circumstances.

Acceptable Use

You agree not to use this website to:

• Interfere with its operation
• Attempt unauthorized access
• Introduce malicious software
• Collect information unlawfully
• Impersonate another person or organization
• Violate intellectual property rights
• Engage in unlawful activity

Website Availability

We may modify, suspend, restrict, or discontinue any part of the website where necessary for security, maintenance, operational, legal, or business reasons.

Privacy

Your use of this website is also subject to our Privacy Policy and Cookies Policy.

Changes to These Terms

These Terms & Conditions may be updated periodically.

The most recent version will be published on this website with its updated revision date.

Contact

Questions concerning these Terms & Conditions may be directed to:

Dr. Vishnu Doerga / Website Team
Email: vdoerga@actioninvest.org
Website: vishnudoerga.com
Location: Georgetown, Guyana